Investment calculator
Analyze a Rental Property
A simple calculator for screening a rental. It is a planning tool built on your assumptions, not a prediction or a guarantee of returns.
Calculator
Estimate the numbers
Enter your assumptions below. The calculator shows its formulas and does not guess the numbers for you. Fields for price, rent, taxes and insurance start blank so nothing implies a real property.
Reading the results
What the numbers mean
NOI
Net operating income: rent minus operating expenses, before loan payments.
Cap rate
Annual NOI divided by purchase price. It compares properties without considering financing.
DSCR
NOI divided by loan payments. Lenders often want a cushion above 1.0.
Cash-on-cash return
Annual cash flow divided by the cash you invest.
Want to talk through your results?
Bring your numbers to a consultation and James will pressure-test them with you.